Arizona Firm's Loan Modification Program Offers Help for Struggling Homeowners

Phoenix, Arizona (PressExposure) February 11, 2009 -- Arizona homeowners are still feeling the crunch from the housing bubble that hit the country in early 2007. Unable to make ends meet, many have tried a real estate short sale or lost their home to foreclosure with massive damage done to their credit. As the sub-prime meltdown takes its toll, many foreclosure experts believe a new wave of foreclosures is right around the corner as adjustable rate mortgages begin resetting and homeowner’s teaser rates readjust. Currently, Arizona ranks #3 in the country for foreclosures according to

The Arizona Loan Modification professionals at offer a promising solution to homeowners at risk of losing their home to foreclosure. An Arizona Loan Modification is the recasting or re-adjustment of a homeowner’s current mortgage terms in order to lower their monthly mortgage payment, avoid foreclosure, and maintain their credit. One typically sees modifications of interest rate, length of loan, and principal amount owed all resulting in lower monthly mortgage payments. A lender would choose to complete an Arizona Loan Modification if the cost of doing so was less than the cost of foreclosure or short sale.

The Arizona Loan Modification team at AML consists of highly trained loan modification negotiators, processors, compliance officers, paralegals, customer service managers, and a real estate attorney with extensive TILA, RESPA, and state lending law experience. has a strategic advantage over the competition due to the fact that they have contacts with most major lenders due to the fact that they recruited negotiators directly from the same banks they negotiate with.

Free Arizona Loan Modification Consultations and No Upfront Fees! offers free Arizona Loan Modification consultations to every homeowner interested in learning more about how a loan modification can help them avoid foreclosure, and they never charge an upfront fee for their service. Adjust My Loan’s Arizona Loan Modification program is designed to audit, package, propose, and negotiate a complete loan modification from start to finish in the fastest time possible. They get the results you need when you need them and only take on a file after an extensive pre-qualification process. “Our goal is to help as many homeowners as we can while at the same time maintaining tight control over our pre-qualification and negotiating process” says Cody Sperber one of the managers at “It is difficult for us to see these fly-by-night loan modification arizona companies popping up telling homeowners anything they need to hear in order to collect some outrageous upfront fee from them. Our whole system is designed to pre-qualify the homeowner into a manageable loan modification program that is realistic and achievable and we only earn our fee if we complete the loan modification for our client” Sperber adds.

The loan modification processes begins with a free consultation, a complete pre-qualification, and if a file is accepted, AML handles all negotiation and communication with the lenders. Unlike other Arizona Loan Modification companies, the professionals at Adjust My Loan keep negotiating until they reach a reasonable offer. Sperber and his team have negotiated interest rates as low as 2.5% and have successfully postponed hundreds of foreclosures from happening.

The real estate crisis has caused a significant rise in foreclosures, and subsequently in fly-by-night loan modification firms looking to take advantage of homeowners already in a bad financial situation. The Loan Modification Professionals at remain one of the most ethical and reliable loan modification firms in Arizona and want to earn your business. Call toll free 1-800-557-7573 and receive a FREE LOAN MODIFICATION CONSULTATION TODAY. Also visit our state of the art website / blog

About Adjustmyloan, LLC

Cody Sperber
Adjustmyloan, LLC
Phoenix, Arizona

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Press Release Submitted On: February 11, 2009 at 6:50 am
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