Arroyo Grande, CA (PressExposure) January 26, 2009 -- While many employees are covered by health insurance plans through their employers, studies show three in 10 workers entering the workforce today will experience disability before retirement. Couple that statistic with increasing healthcare costs and it seems like the perfect recipe for financial disaster. BestHealthcareRates.com provides a solution to this problem with its new disability insurance products.
UnionCentral Insurance Company is now offering its line of disability and life insurance products through BestHealthcareRates.com. With these products in its arsenal, BestHealthcareRates.com is able to offer a comprehensive combination of insurance products to customers that can significantly impact deductibles and premiums, making coverage more useful and budget-friendly for consumers.
According to Tom Carolan, director of client services at BestHealthcareRates.com, the disability insurance products pay up to $3,000 in medical bills each year, meaning consumers can take higher deductible health insurance plans in order to lower premiums. The disability plan will then pay toward the higher deductible.
"We are excited about these new disability products because they allow our clients to obtain extremely important disability coverage plus health coverage for about the same cost as a fully comprehensive HMO health insurance plan," said Carolan. "It's our goal to provide the right combination of products to give each client the coverage needed to protect him or her and the family in even the most difficult situations, and our newly added UnionCentral products allow us to do this."