CIA Invested in Shopping Center Using Self-directed IRA Fund as Down Payment

San Jose, CA (PressExposure) January 08, 2008 -- eFunding, Inc. announced today that its Chief Investment Advisor (CIA), David V. Tran had acquired a shopping center with 2 other investors using his own self-directed IRA fund as down payment. “It’s straightforward to purchase a property without a loan using money from self-directed IRA account,” David said, “It’s more difficult to obtain a new loan at 6.18% interest to purchase when the borrowing entity is a self-directed IRA account.” The CIA wanted to demonstrate he could assist self-directed IRA investors to maximize leverage at a low interest rate by doing it first with his own self-directed IRA money.

In addition, eFunding disclosed it has used the electronic signatures from both Echosign and Docusign to make contracts execution more convenient and faster for its clients. eFunding is among the early adopters if not the first adopter of electronic signatures in Commercial Real Estate field. “Our clients love this technology because they sign documents anywhere they have access to the internet.” David said. “The only down side is I sometimes have to spend time explaining to my colleagues, bankers and even attorneys that documents signed with electronic signatures are legal and binding.”

eFunding also announced its CIA has received over 27,000 viewings for his 27 articles since February 10, 2007 on, and These articles cover various aspects of commercial real estate investment. David continues to be the number 1 commercial real estate expert author in the US among 230 commercial real estate expert authors on, a premiere internet magazine.

eFunding’s recent transactions include • $2.85M restaurant in Lithonia, GA. • $4.1M shopping center in Fresno, CA. • $3.0M shopping center in Jonesboro, GA. • $2.0M restaurant in Colton, CA. • $2.117M shopping center in Birmingham, AL (in escrow). • $2.1M restaurant in Arlington, TX (in escrow). • $1.975M shopping center in Jonesboro, GA (in escrow).

About eFunding, Inc.

About eFunding, Inc.
eFunding, Inc. is a full-service Commercial Real Estate company in San Jose, CA. It specializes in sales, purchase, loans, TIC, Property management & leasing and self-directed IRA investment in commercial retail and medical centers. The company does business in all 50 states. It can be contacted by phone at 408-288-5500, by email at Its website is []. The company regularly offers 3 free seminars with no obligations from attendees:

1. How to Invest In Commercial Real Estate for Retirement Income NOW
2. How to Maximize Cash Flow With 1031 Tax-deferred Exchange
3. TIC: Fractional Interest in High-Valued Commercial Properties

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Press Release Submitted On: January 08, 2008 at 1:37 pm
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