London, United Kingdom (PressExposure) March 09, 2010 -- As well as offering 1% cash back on purchases, Egg Money offers a range of insurance benefits. These include a price promise to help people get the best price for their purchases, missed event cover in case illness means missing that concert, purchase protection and extended warranty cover - all of the insurances are included as standard, further details can be found below.
Egg Money World MasterCard® offers a price promise which will refund the difference if customers buy an item with their card costing more than £50 anywhere in the UK and then find it cheaper locally within 30 days (conditions apply. Internet purchases or items bought in a sale or as part of a promotion are not covered).
Egg Money's missed event protection covers event tickets costing over £20, booked using Egg Money and covers up to a maximum of 4 tickets per year and £100 per event. The credit card's purchase protection covers items costing more than £75 bought with Egg Money anywhere in the world against theft, loss, or damage, for 90 days after the date of purchase (conditions apply).
But that's not all. Egg Money also offers an extended warranty for any electrical item costing more than £50 bought with their Egg Money credit card, which means customers can get 12 months' additional warranty up to a maximum of 24 months from the date of purchase (conditions apply).
And it's not just purchases that are protected: Egg Money has personal travel accident insurance, which covers customers against accidental death or permanent disability whilst travelling as a fare paying passenger or in any hire car. Conditions do apply to all Egg Money insurance policies.
New Egg Money credit card customers can also benefit from a special introductory offer of 8.9% pa on balance transfers fixed for the life of that balance - with no balance transfer fee. This applies to balance transfers made before 1 June 2010.
In addition to the 1% cash back on purchases and the Egg Money insurances, Egg Money World MasterCard® customers have access to Egg Rewards - offering deals and discounts at a wide range of retailers including travel, dining, entertainment, lifestyle and shopping.
All of this, together with Egg Money's online spend analyser - which automatically categorises customer's monthly spend on their online statement into categories such as travel and transport, going out and essentials, makes Egg Money a great credit card for everyday spending. And it's just £1 a month.
Egg Money customers can also register for Egg Money Manager, which allows them to view their various online accounts, even their non Egg ones, using just one password by logging into egg.com. This helps make it easier to manage, track and control their finances.
The Egg Money World MasterCard® has a 17.8% APR typical variable, which is derived from the standard variable annual rate for purchases of 16.9% and the £1 monthly fee.
For more information about Egg Money World MasterCard®, visit http://www.egg.com.
Missed Event cover, Price Promise, Purchase Protection and Extended Warranty cover are arranged by International SOS Insurance Services. Travel Accident Insurance is arranged by AIG UK Limited. UNAT DIRECT Insurance Management administers this policy on behalf of AIG UK Limited.
Egg Money refers to our MasterCard. Egg credit cards are issued by Egg Banking plc. Egg is the trading style of Egg Banking plc. Egg Banking plc is licensed by the Office of Fair Trading to supply credit. Our licence number is 410357. For all other activities, Egg Banking plc is authorised and regulated by the Financial Services Authority (FSA) and is entered in the FSA register under number 205621. Egg Banking plc is registered in England and Wales. Registered Office: Citigroup Centre, Canada Square, London E14 5LB, registered number 2999842. We subscribe to The Lending Code; copies of the Code can be obtained from http://www.lendingstandardsboard.org.uk
About Citi
Citi, is one of the leading global financial services companies, has approximately 200 million customer accounts and does business in more than 140 countries. Through Citicorp and Citi Holdings, Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Additional information may be found at http://www.citigroup.com or http://www.citi.com.