Cape Town, Western Cape South Africa (PressExposure) December 03, 2008 -- At last, a cosmetic surgery loan that delivers on its promises! A fascinating survey conducted by the American Society of Dental Surgeons recently found that the leading deterrent for patients who desire surgery is cost. In a time when the focus of the world is heavily upon human rights it stands to reason that healthcare should no longer be a privilege, but a right.
In light of this, First Health Finance, in conjunction with dental practitioners around South Africa, brings to the public a boutique financing option for elective medical procedures that allows patients the freedom to focus on treatment, not payment.
Patient financing might be new to SA, but itâs been thriving for years in first-world countries like the USA, Canada and Australia. Designed with the needs of the consumer in mind, FHFâs financing packages are being introduced at a time when South Africaâs economy has slowed down and patients have less disposal income at hand - leaving them at the mercy of medical aid companies that are excluding more procedures each year.
Having identified a particular need in the oral care sector, FHF has decided to expand its plastic surgery loan packages to include dental procedures. This specialised financing product covers loans from as little as R6000, but can also be tailored to cover amounts in excess of R40 000. Ideal candidates are those individuals seeking treatment their medical aid refuses to cover, although patients without insurance are also eligible to apply. Loan terms vary between 6 and 30 months, based on the patientâs financial position and ability to service repayments. Once the loan has been secured, First Health Finance will pay the practice in question on the patientâs behalf, leaving them free to focus on their recovery.
These specialised loan packages are available for selected dental practices countrywide. Dentists will direct patients who require financial assistance to the FHF website where they can complete an online application form or, alternatively, assist them in completing and faxing on-site application forms that will be processed within one hour of submission.
Dedicated to bring the public financing without the fuss, FHF believes that aesthetics transcends economics. Their plastic surgery loan packages not only serve the individual, it also boosts the economy by supporting the health care sector. Enquire about their flexible financing today.