Llanishen, Cardiff United Kingdom (PressExposure) May 02, 2011 -- However many people are unfamiliar with the car loan market and can feel overwhelmed by the choice available. Carlyle Finance can provide you with essential support and guidance. We can help you to ensure you are making the most of your finances.
Car Loan Help
At Carlyle Finance we can offer expert car loan advisor services. These can help out if you are thinking of buying cars on finance [http://www.carlylefinance.com/customers/finance/how-to-finance-your-next-car/]. The loan markets change rapidly and it can be very difficult to keep up. Even if you have taken out a car loan in the past you may still find it very difficult to search through the many options now available.
By getting professional and experienced advice from Carlyle Finance you can be sure that whatever types of car loan you choose you get the best deals on the market.
Practical Guidance for Car Buyers
Graham Filmer had the following to say, "Carlyle Finance can provide personalised information for your individual needs. You may be unsure whether to take out finance or use your own savings when buying your next car. Even if you do have money saved up it is not always more cost effective to use your savings. Buying cars on finance and leaving your savings in place can sometimes save you money overall. Carlyle Finance can talk you through the options available and help you to identify which choice would best suit your needs and circumstances."
Buying a new car can be a big purchase for many people. This can have a significant impact on your finances for many years to come so it is important that you make the best decision you can. Carlyle Finance can provide you with vital support. Our online advisors are available to talk you through the pros and cons of each finance option including:
- Dealer Finance - dealers can offer a number of borrowing options to help you afford the car you want. Buying cars on finance [http://www.carlylefinance.com/customers/finance/how-to-finance-your-next-car/] with dealers can be one of the easiest and most cost effective options. However you do have to know how to spot a good deal and find the right plan for your needs.
- Credit Cards - this type of financial product is easy to apply for and offers fast access to credit. You do need to remember though that credit card rates can change over time. This makes them unsuitable for long-term borrowing as you cannot predict the rate you will pay overall. Making large purchases on credit cards can be expensive
- Personal Loans - many people are familiar with personal loans offered by banks and building societies. These are normally quite easy to manage as they are charged at a fixed rate of interest over a fixed term. This means you will pay the same amount each month until the loan is paid off. However personal loans are not as widely available as they once were, so you may not find so many competitive rates offered.
Carlyle Finance Background
Carlyle Finance [http://www.carlylefinance.com/customers], which has been operating for over 30 years is part of WesBank, South Africa's largest financer of cars, itself part of FirstRand Bank Limited.
Carlyle Finance provides a full portfolio of finance products and services including car stocking facilities, relying exclusively upon motor retailers for its sales.
WesBank's main objective is to dominate in whichever market it enters and therefore require people who have the potential, skills, and ability to achieve the organisation's goal. WesBank's mission statement and shared values gives a good insight to its culture.
WesBank is to be the acknowledged leaders in instalment credit in terms of Customer Service, Profitability and Size.
Underlying the success of WesBank are four shared values that have service standards to each value.
Carlyle Finance, Ground Floor, Lambourne House, Lambourne Crescent, Cardiff Business Park, Llanishen, Cardiff, CF14 5GL. Carlyle Finance is a division of FirstRand Bank Limited (London Branch), a branch of FirstRand Bank Limited.