Greenville, SC (PressExposure) June 23, 2011 -- Due to the scientifically proven negative side effects that cigarettes has over the health situation of the smoker, many life and health insurance companies have decided to charge higher fees for smokers. Moreover, they started using the nicotine test in order to make sure that the client is telling the truth and they have included nicotine testing amongst the mandatory medical consults that must be ran before accepting the application for the insurance contract and setting the final amount of money that should be charged. Of course, a non-smoking person will definitely obtain smaller fees for their health insurance or life insurance package than smokers. Nicotine testing can be done through different methods, such as saliva test, blood test, urine test and hair drug test that can identify nicotine with the longest detection period of time. Still, the main problem
with this technique is the high costs and low feasibility for testing all people who apply for life or health insurance contracts.
In most cases, insurance companies use the urine test in order to identify if the client is a smoker or not. Although it is commonly used to determine the level of cotinine (a nicotine product processed in the body), it can also detect nicotine in the organism after maximum 4 day from use. Therefore, if you casually smoke you should check your nicotine level at home, before agreeing for a medical test, in order to make sure that you are completely clean and ready for the test. A home nicotine test will require a small sample of your urine and will provide you the results in maximum 5 minutes, being based on the standard cut off level of 200 ng/ml. Furthermore, a home nicotine test is not very expensive and the final outcome is worth the few dollars that the test costs you, as you will pay less money to the insurance company.
Furthermore, nicotine testing at home is convenient and easy as you can find a nicotine test to purchase on different online specialized sites such as drugalcoholtest.com, where you will be able to find several drug test products. From urine drug tests, EZ test cups, alcohol tests, oral drug tests, pregnancy tests to nicotine tests and specimen validity tests. The one-step easy test is quick and fast in checking nicotine addiction. Moreover, every single test available on this webpage is FDA approved, ideal for testing at home, schools, workplace, institutions, corporations or law enforcement areas, 510k cleared and accurate. In addition, the company offers discreet shipping, privacy and user-friendly products, express shipping and guidelines according to SMASHA for cut-off levels.
For additional information about our company and the offered products and services, please visit our website http://www.drugalcoholtest.com/Nicotine-Test-p-1-c-253.html