Plymouth, NH (PressExposure) February 23, 2012 -- Award winning author, credit and debt collection expert Michelle Dunn has written many business books on the topic of business credit and collections. This is her first book for people who are in debt and dealing with debt collectors. Newsweek recently ran a story in "The Daily Beast" by Gary Rivlen about abusive debt collectors that Michelle was quoted in. Older debt, called zombie debt is getting attention from the media as well as more coverage of aggressive collectors calling consumers.
With the bad economy more people than ever are in debt, many have lost their jobs and their benefits may have run out. Most people aren't educated on what their rights are when they owe money and the collectors are calling.
Dunn is hoping that by having been on both sides of the fence, sharing her story can help others learn how to deal with aggressive collectors who break the law, and can give them the tools and resources needed to deal with collectors. She explains what she did when she was in debt and what you can do now to start getting out of debt. Dunn talks about how credit and debt affect you, your credit responsibilities, and your rights under the FDCPA. She also includes a sample dispute letter, budget worksheet and many other resources.
The biggest mistake you can make when you are in debt or feel that you are sliding into more debt and losing control is to stop communicating with the person or company you owe money to. If you can keep the lines of communication open with your creditor and avoid having the account sent to a third party collection agency, you can avoid having to deal with those collectors at all!
Look for "Dealing with Aggressive Debt Collectors: what to do and how to do it" available on Kindle http://www.amazon.com/Dealing-Aggressive-Collectors-industry-ebook/dp/B007B2AQO0/