Pittsburgh, PA (PressExposure) May 21, 2011 -- New low cost individual health insurance plans in Pennsylvania are now available. Many of the large health insurers, such as UnitedHealthOne, Aetna, Highmark, Independence Blue Cross and HealthAmerica are either offering new plans in 2011 or have repriced existing plans. Many low cost Pennsylvania health insurance options are being offered to individuals and families.
Pahealthinsurancecoverage.com, the premier trusted resource for affordable health care in the Keystone state, is utilizing state-of-the-art software to help consumers apply for coverage. Residents of the state can quickly and easily view affordable individual and family medical coverage and apply online without being charged any fees. The rates are the same as if they applied directly with the carriers.
Policy rates in the Keystone state are actually quite inexpensive compared to most other states. With the exception of nearby Ohio, Pa premiums are considered very low in that part of the country.
Although comprehensive plans (low copays on office visits and prescriptions) have historically been the most popular option, major medical policies have become increasingly attractive because of their lower rates. And of course, with the increased number of unemployed workers, temporary medical plans have also gained in popularity.
High-deductible policies have also gained in popularity because of their low costs. Although typically, office visits and prescriptions are not included in coverage, major hospital expenses along with other related costs are paid by the insurance. This type of policy is ideal for persons that are not concerned with small medical expenses.
When applying for individual health insurance in Pennsylvania, physicals are very rarely required and most policies can be paid on a monthly basis with no penalties for cancellation. Because of the complexity of different policy terms, conditions and exclusions, it is always best to have an experienced Pennsylvania licensed broker assist you.