London, United Kingdom (PressExposure) July 04, 2009 -- Do you need a loan payment, credit, but you've got questions? If so then you are probably looking for no credit check personal loans. These are not easy to find because everyone wants to check your credit. Here are two options that require a credit check and will not.
First, always check with your bank or credit union. Sometimes it is more than what they can do than you think. If you have been with them for many years, have had other loans in the past with them, or who have accounts with them, then in May they be able to help you when you need a personal loan. They will check your credit, but if you have a good history with them, then they will give you a loan regardless of your credit.
Second, you can use Prosper. This is a market for lenders and borrowers to meet. They will pull your credit, but only once and they will give you a credit rating with them. Once they have made lenders individuals will be able to bid on your listing and loan will help finance your loan. It's a great way to get a loan because it is not always on credit with Prosper.
Finally, the best option for personal no credit check loan is to obtain a payday loan or cash advance. They rarely check credit and most of the time, they lend money based on your income. These loans can range from $100 to $1500, but must be repaid within 30 days. In general, you can extend the loan for another 30 days for a fee which is about 3% to 5% of the loan amount. It depends on the lender.