Las Vegas, NV (PressExposure) June 05, 2009 -- Scortoâ¢ Scoring Solution for SME allows borrowers' creditworthiness assessment during the loan origination process as well as regular evaluations of credit portfolio during the loan's entire life-cycle.
Scortoâ¢ scoring solution for SME is a comprehensive credit application processing system with predefined methodology of SME credit risk assessment (Credit Risk Model for SME). It provides calculation of a number of ratings and generation of credit risk reports ensuring the most precise credit risk evaluation, decision strategy development and efficient credit portfolio management.
Functionality of the system allows performing expert comparison of calculated ratings as well as automatic comparison of ratings, interest rates and provisions.
Scortoâ¢ provides premium-quality complete credit scoring solutions for consumer and SME crediting that can be effectively used for Application, Collection and Behavioral scoring as well as for Fraud Detection in retail banking.
Specialized scoring tools provided by Scortoâ¢ are ideally suited to:
* scoring models development and maintenance * implementation of credit rules and decision processes management * interactive scoring reporting and are the most effective state-of-the-art tools for performing key tasks in the sphere of today's lending business.
It is common knowledge that the financial world is changing. To remain current with the changes, Scorto offers several business models to deal with credit scoring that let the lenders stay "close to their profits": on-premises software or credit scoring as a service or leasing.