San Francisco, CA (PressExposure) February 22, 2012 -- Nowadays, one of the main methods of choice for hackers is password phishing. Phishing is the act of sending an e-mail to a user, which falsely claims to be from an established legitimate enterprise.
This email is an attempt to dupe the user into surrendering their private information which will subsequently be used for identity theft. This is how hackers operate, by using social engineering techniques to steal online banking credentials and break into user accounts.
In an effort to combat phishing schemes, banks and other financial institutions have deployed technologies like device identification, challenge questions and one-time password tokens. In addition to this, device information, challenge questions, preselected images, and device reputation are all effective second factor authenticators.
ProXPN knows that there are issues with the above techniques, and urges users to take responsibility for their own safety and security online. No one method will be a panacea for online security. Rather, a layered approach is recommended.
The use of both Anti-Virus and Anti-Malware software are highly recommended for all internet users. In addition, the use of encryption software for encrypting emails and files is another tool in any prudent net user's toolbox. VPN provides an encrypted security blanket to all network transmission between the user and the VPN server, which serves the important purpose of shielding their internet communications from prying eyes at their local network and ISP level.
Regular auditing of the users computer is also recommended by security experts. Knowing what is happening on your computer helps to keep you safe. Network monitoring software for the PC is readily available and should be implemented by all users who are concerned about online privacy and security.
proXPN VPN urges all users to take a proactive role in protecting their privacy online, as they cannot rely on their government(s) to protect their rights.