Car Insurance Tips to Save Released by InsuranceAgents

Chicago, IL (PressExposure) July 04, 2009 -- These days, any simple trick or tip to save money on our bills, on our lifestyles, and on our insurance needs to be applied in order to make already-tight budgets stretch even further. At least for car insurance, has provided its own list of pointers to save money.

A new article from recommends a variety of ways to save money on your car insurance premium. The article, “Saving Money on Auto Insurance: Tips and Tricks,” suggests various and simple ways for policyholders to save money on their car insurance premiums.

“A little time spent on research can save you a significant amount on your insurance premiums, if you know what aspects to consider,” according to the article. It also suggests finding out providers’ rates before committing to a policy. “First and foremost, get a few auto insurance quotes from different companies.”

Some of the basic ways to save money on car insurance premiums include:

• A higher deductible – A (slightly) higher out-of-pocket cost in the case of an accident may substantially save you money on your car insurance premium. In time, the savings may easily equal or exceed the deductible, according to the article.

• Dropping unnecessary coverage – According to the article, carrying collision or comprehensive coverage on a much older vehicle could potentially be a waste of money, as the coverage may cost more than the vehicle is worth.

• Seeking discounts from your insurance provider – You may be eligible for all kinds of discounts on your car insurance premium, and not even know it! The article recommends talking to your insurance agent to find out just which discounts are available to you, including long-time customer discounts, discounts for safe or accident-free driving records, or for having safety features on your car, to name a few.

Other ways to save money on your car insurance premium include driving less, taking a defensive driving course, and requesting car insurance quotes (and seeking these regularly/once a year, to keep up to date with market trends).

“The best general tip is to do your homework,” encourages the article. “Shop around for the best deal—but be careful about learning the details before you switch. Overall, taking a closer look at your auto insurance policy and coverage is a good idea in general—and it may save you money on your auto insurance premium as well.”

Staff contribution: Meha Ahmad


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Press Release Submitted On: July 03, 2009 at 8:03 am
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