Trinity, FL (PressExposure) February 11, 2012 -- Elite credit, a well known credit firm out of Trinity Florida, has just released their new groundbreaking disputes methods. These methods on average account for an extra 32% deletion rate from previously used credit bureau dispute techniques.
In the past most credit repair companies only use form letters to dispute inaccurate information on a Credit Repair. The credit bureau's super computer E-Oscar now processes these disputes faster and more efficiently making these old dispute methods ineffective.
Elite Credit's new methods are designed to infiltrate this E-Oscar super computer and spread like a virus causing confusion and in many cases the removal of the credit item. But that isn't the groundbreaking part of what Elite does.
If creditors refuse to remove negative information through bureau disputing, Elite then starts performing forensic audits on that creditor's procedures.
The creditor's compliance is checked with over 200 consumer laws including The Fair Billing Act, HIPPA, RESPA, The Truth in Lending Act, The Fair Debt Collection Practices act, just to name a few.
Elite catches creditors blatantly violating consumer law, then uses those violations as leverage to get the negative items permanently removed off of the consumer credit report.
"Most creditors know they are breaking several consumer laws," states Ty Crandall CEO of Elite Credit. "They just count on consumers not knowing the laws enough to protect themselves, and this is where we come in. By using law violations as leverage, creditors delete the item from the report in lieu of facing the repercussions with the Federal Trade Commission."
Most of these state and Federal violations can cost the creditor millions of dollars in possible civil and class action suites.
"Our direct creditor disputes usually remove the most recent and harmful items off our clients' credit reports, and we see big credit score increases as a result," states Gwen White the Senior Credit Specialist at Elite Credit Inc.
This new disputing method has produced such strong results that Elite now hones on specific accounts to have them removed faster and help consumers qualify for loans quick.
This is the reason Elite Credit is ranked #1 for fixing credit for the purpose of loan approval nationwide and they are also ranked #1 by Credit Repair Review.ORG.
"I still can't believe I am a home owner," states Hope Koolick from New Port Richey Florida. "I had 3 companies turn me down before I was recommended to Elite Credit. After only 2 months they fixed my credit enough so I can get me loan."
In total Elite reports that these new methods on average account for between 8 and 9 out of 10 accounts being removed. This is one of the highest deletion rates of any credit company in the nation and no surprise considering how advanced these methods are. Elite Credit is known for designing many of the dispute methodologies that the top credit companies use in the industry today. A few of these new methods will be introduced to the top credit repair companies in the nation at a credit convention in Las Vegas in October 2009.
For more information on these new dispute techniques you can visit Elite Credit at http://www.FreeCreditRepairCourse.com
Phone toll-free (877) 346-1010