North Hollywood, CA (PressExposure) August 28, 2009 -- A great percentage of homeowners misunderstand what they are actually covered for under their existing home insurance policy reports HomeInsuranceQuotes.us [http://www.homeinsurancequotes.us].
Many consumers mistakenly believe their home insurance policy covers them for earthquakes. Earthquakes require a separate policy. Some states, such as California have state run earthquake insurance policies available for purchase. Floods are also not covered under a standard home insurance [http://www.homeinsurancequotes.us] policy. With constantly changing flood zoning maps, consumers need to be sure they are adequately covered for a flood with either a home insurance rider or separate flood insurance policy. Find out more about frequently asked home insurance questions on HomeInsuranceQuotes.us.