Restoring Security in Tough Financial Times

Raleigh, North Carolina (PressExposure) June 02, 2009 -- Life Insurance Can Give a Sense of Confidence to Families

Current economic conditions have left the long-term financial plans of many in disarray. People are wondering how much value they have lost in their portfolios and, more importantly, how they can get their plans back on track to ensure the financial security of their families. W. Landon Watts (, wealth strategist for Banyan Rock & Talent, believes that life insurance can address these concerns and be utilized as an asset replacement vehicle.

"The economic environment we're facing holds no biases; it's affecting everyone—from young couples just starting out to those nearing retirement," says Watts. "We all want financial security for our families. Adding life insurance into the mix is one way of achieving it."

Adding life insurance to a family's portfolio can offer an array of benefits, including the ability to pay down debt or a mortgage, providing funds for a college education, covering funeral expenses when the insured dies and providing income to a widow or widower.

Individuals should take note, however, that there are numerous types of life insurance. Watts recommends that individuals and families take time to thoroughly investigate which policy might be best for them. Age, health, children, fiscal goals and the family financial situation are all factors that he believes need to be considered before purchasing a policy.

"You can't rush in when looking at life insurance," adds Watts. "There are too many choices, and even more questions. Speaking to a professional is a good start at bringing clarity to the issue."

For more information on using life insurance as an asset replacement vehicle, call Watts directly at (919) 816-2591 or visit

FOR IMMEDIATE RELEASE Media Contact: Brian Van Norman (919) 232-5008

About Banyan Rock & Talent: Based in Raleigh, Banyan Rock & Talent is a collaboration of registered reps with FSC Securities Corporation. Founded in 1986 on the philosophy that strength, growth and the diversification of their client's hard-earned money is made possible through knowledge, diligence and years of experience, Banyan Rock & Talent specializes in areas including stocks, bonds, mutual funds, variable annuities, retirement strategies, market timers, life insurance, disability insurance and applied real estate. All strategists are registered representatives offering securities through FSC Securities Corporation, a registered broker-dealer, and member of FINRA/SIPC. For further information, visit 3356 Six Forks Road Raleigh, NC 27609, or call (919) 782-0033.

Securities offered through FSC Securities Corporation, Member FINRA/SIPC. Banyan, Rock & Talent is not affiliated with FSC Securities Corporation or registered as a broker/dealer or investment adviser.

Material discussed herewith is meant for general illustration and/or informational purposes only, please note that individual situations can vary. Therefore, the information should be relied upon when coordinated with individual professional advice.


W. Landon Watts specializes in wealth-strategy solutions for individuals, corporations and institutions, focusing on retirement and insurance planning in both the nonprofit and business sectors. Watts joined Banyan Rock & Talent in 1997. He currently holds an Investment Company and Variable Contract license, as well as a Life and Health Insurance license. Though not a CPA, Watts and Banyan Rock & Talent wealth strategists work within specific legal parameters to indicate tax-advantage opportunities that clients along with their accountants can utilize. Watts understands everyone has different goals, risk tolerances and objectives; he enjoys customizing each portfolio for his clients. Watts received a Bachelor of Science degree from Appalachian State University in 1993. He is licensed to conduct business in Florida, North Carolina, South Carolina and Virginia. Visit for more information, or call (919) 782-0033.

Press Release Source:

Press Release Submitted On: June 02, 2009 at 3:37 pm
This article has been viewed 4156 time(s).