Shelbyville, KY (PressExposure) May 25, 2011 -- The Firm, PLLC is a law firm that focuses on debt reduction with debt relief plans designed to eliminate debt. Through validating and settling personal credit card and unsecured debt, The Firm can help clients get their financial life under control. Working with a law firm for debt consolidation, clients are able to have additional legal resources and benefits of representation.
Many people interested in debt consolidation are often curious as to how debt relief plans affect their credit, either positively or negatively. "Our debt relief plan is devised to get clients out of debt and is not focused on repairing, restoring, or rebuilding their credit," said Robert Jaggers, a manager at The Firm. "It's unknown for certain how credit ratings will be affected by our debt consolidation plan, but our concern is on eliminating debt, not on increasing credit scores." Credit scores vary depending on each financial situation.
Generally, clients looking for debt settlement are finding extreme difficulties in keeping up with their debt and are looking for debt relief solutions that reduce or eliminate their debts. For most people, once they have reached the point that debt settlement is an option, their credit score has often already been affected by missed or late payments. Instead of worrying over credit ratings and credit scores, people who are in need of debt settlement should be more concerned with getting out of debt and avoiding bankruptcy - which will affect your credit score. Working with a debt settlement company will help people get out of their debt and subsequently, their credit score can possibly increase afterward.
"Would you rather be out of credit card debt as quickly as possible or would you rather take years, maybe decades to pay off debts, possibly only making minimum monthly payments?" said Jaggers. "Not to mention the amount you'll have to pay in interest charges over that time period."
As part of their debt relief plan, The Firm contacts a client's creditors and requires a validation of debt before pursuing debt settlement. Creditors must prove that the clients own the claimed balance before they can make any more collections. The Firm then works toward debt reduction on the credit accounts that are legally validated.
The Firm and its debt relief attorneys [http://debtrelief-program.com/debt-relief-blog/] strive to help their clients out of overwhelming debt. Through their debt relief plans and real attorney representation, clients are able to get the peace of mind they were looking for. "Our management team possesses over sixty years of business and customer service experience to help ease our clients through the debt relief process," said Bryan Perry, manager at The Firm. "Our attorneys will fight for our client's rights to help them get back on track financially."